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From a hotel room in Central Jakarta, Indonesia news agency Pena’s final report describes the development of the tobacco industry today. This report in the form of 65 pages thick magazine with the headline on the front page “Hypocrisy & Myths Behind the Tobacco Industry”.

Pena Indonesia claims this report is based on investigative reports on various search tobacco industry documents. Also includes two CD or compact disk that contains thousands of documents multinational industries in Indonesia. As the documents from British American Tobacco or BAT, Philips Morris and others.

The workshop was attended among journalists and health activists. Aim to provide insight into the existence of secret documents related to the coming of the giants of the world tobacco industry and its relationship with Indonesia.

This workshop also received support from the world health agency WHO’s Indonesia representative, IAKMI-Public Health Specialist Association of Indonesia and SEATCA-The Southeast Asia Tobacco Control Alliance.

Pena Indonesia to work for three months and glared through the computer. Digging thousands of documents online from seven giant cigarette recorded in the period 1960 until the early 2000s. At least there are about 28,000 of thousands more documents from British American Tobacco or BAT Indonesia is stored in digital libraries of the University of California, San Francisco, United States.

Walk through also take place in the site’s Legacy Tobacco Documents Library that contains an internal document of Philips Morris, RJ Reynolds, Lorillard and Brown & Williamson. The result is reported and written by Farid Gaban and Alfian Hamzah from Pena Indonesia news agency and Mardiyah Chamim of Tempo Magazine. Coverage and support in the form of grant funding from Essential Action Global Partnership for Tobacco Control, based in Washington.

This story began in 1998. This year may be spelled out in the most unfortunate for the cigarette industry in America. Attorney General State of Minnesota, United States, Hubert Humphrey III blew the whistle loud warning to cigarette industry. Attorney General asked the seven smoking industry giants to open all their secret documents to the public. Aim to find the truth.

These documents are internal documents containing various letters to the authorities, scientists, media tricks to boost the tobacco business. Seven giant companies, among others, from Philip Morris Incorporated, RJ Reynolds Tobacco Company, British American Tobacco (BAT), Brown and Williamson, the Ligget Group and The Tobacco Institute and The Council for Tobacco Research and the Lorillard Tobacco Company.

American courts have six million documents with 35 million pages. Each page is a seal and code number of lawyers the industry to ensure its authenticity. The court also requires the tobacco industry parties in order to deposit the documents until the year 2008.

While in England, the mountains of British American Tobacco documents typically stored in the warehouse Guilford, Surrey, England. BAT archiving online documents is done by the University of California, San Francisco, United States.

There are seven million documents in the form of scanned documents. And spent about four years to make efforts for their hard work. Unfortunately, according to Duncan Cambell, an American investigative journalist who helped search smoking industry documents, the claim that there are about 181 file that contains thousands of pages of documents had been lost. These missing documents are not clear and it is possible rimbanya associated with regions of other countries, like Indonesia.

One of the investigations of this American smoking industry had contrived movie “The Insider” that tell about the search an American television journalist uncover fraud in the levels toxins. Media in the United States to encourage and influence the people that smoking is a threat. Cigarettes became citizen issues and then encouraging the birth of a strict smoking regulations and basic.

Tobacco industry should be controlled and strictly controlled. For owners in the U.S. tobacco industry is not a condition of a good climate. And ask the American government to the strict rules that only apply in the United States alone. And does not apply to international business networks in different parts of other countries. Post-1998 invasion was in progress. And objectives that cigarette owners are the countries that enter the third country groups.

How to countries in the region, especially Indonesia in association with the document? Indonesia belonged to a third country is not it? Indonesia is a land tender and a haven for the global tobacco industry of the world. Tobacco industry in Indonesia incarnate and was like a “kingdom” of its own. He played many roles and automatic movements do not get a lot of obstacles and barriers.

Either statutory, economic, social to the political path. The smoking industry in Indonesia grew rapidly and slippery. Borrowing the term’s largest daily newspaper in West Java, the People’s Mind, the tobacco industry as “Spreads and entrenched”. Not a lot of media in Indonesia to criticism, preaching especially to make a profound statement relating cigarette industry is. Indonesia received with open field every movement, ideas, and the influence of the tobacco industry in developing its business extensively.

We can learn many things from the tobacco industry documents. Learn how they work, determine the position and influence policy makers, economic, media until the “buy-sell” research. The document gives a clear and detailed. We just need to work hard, carefully detailing, and built of sheets of documents to obtain a complete picture of the building of the world tobacco industry as a whole.

According to the Southeast Asia Tobacco Control Alliance (SEATCA)-based institutions in Thailand, in its report Profiting from Death: Exposing the Tobacco Industry Tactics in ASEAN Countries, October 2007, explained that until now the region cigarette consumption of about 50 per cent of world tobacco consumption. And Asia considered as an important market future of the world tobacco industry.

While 10 countries joined to the ASEAN approximately 31 percent or 125.8 million ASEAN youth population are smokers. Or about 10 percent-1, 25 billion-from the number of young smokers smokers of the world continue to increase and the country joined ASEAN contributed to the death rate from smoking as much as 20 percent!

SEATCA is a partnership network of state agencies that merged into the ASEAN which undertakes research, advocacy and capacity building in each of its members. SEATCA work and build advocacy mission to its members who have made ratification of the WHO convention, tobacco control over the WHO Framework Convention on Tobacco Control (FCTC) – including Thailand, Malaysia, Cambodia and Vietnam. While Indonesia is the only country in Asia which until this moment has not ratified these conventions.

WHO convention on tobacco control is essential to apply in the cigarette industry in Indonesia. This Convention will regulate and control the tobacco industry. There are about 38 articles in the convention and aims to improve the quality of global health.

Business development to move the tobacco industry is not in the form of a single strategic one. Business strategy will follow the situation in each area of development. He worked to organize and determine the target groups, facilitate the political policies that support good business that comes from the government or the people’s representatives, to work with anyone to make promotional efforts and form a fully market.

Tobacco industry to build its image through a variety of ways. From the ad creates a direct communication with consumers by placing cigarette products through billboards, print ads and electronic media, posters, accessories, colors and logo outlets that causes the image of tobacco products.

Promotional activities by distributing free cigarette samples, offers coupons, contests, lotteries, tickets to watch sports games and racing, music concerts, fund a film, talk shows, street party to its activities in the form of corporate social responsibility or Corporate Social Responsibility (CSR ) which supports scholarships, environmental aid projects and other activities under the company name or the name of the tobacco industry products. Including providing scholarships to journalists and school children are achievers.

SEATCA survey research on the control status of the rules about promotion, advertising, CSR and sponsorship in seven ASEAN countries in 2007. Including in Cambodia, Indonesia, Laos, Malaysia, Philippines, Thailand and Vietnam. Five countries have quite strict rules to regulate the issue ads, prmosi, sponsorship and CSR.

These five countries include Laos, Malaysia, Philippines, Vietnam and Thailand. Of these five countries, Thailand has very strict rules against tobacco industry and conduct strict limits. Two of the most free, no rules, no control and no restrictions are Cambodia and Indonesia!

Cambodia and Indonesia is a paradise for the tobacco industry. The two countries are relatively poor country is not it? Indonesia is estimated to have poverty rates of 49 percent with the cost of living average of two dollars per day for America. Both do not have rules and restrictions governing tobacco control issues closely.

For the tobacco industry is the most profitable opportunities. Cigarette industry has any power and capital to boost its business and profit maximization. The industry offers a dream potion and promotional advertising to the public to climb out of poverty.

And offer words suggestive ads and interesting success. This is a dream and the dream for all people. Tobacco industry’s success by offering a cigarette. Giving up tobacco are one of the main way for each person to climb out of poverty and live success quickly.

Poverty became the land for profit. And the industry was well aware of this condition. Poverty, lack of regional representation and the role of government, lack of political consciousness, and the role of the media who are helpless in cigarette advertising.

AC Nielsen figures show the year 2006 tobacco sector advertising expenditure of Rp 1.6 trillion. Which moron media would lose and the offer of money for it? One media in Indonesia may be conscious and choose not to accept tobacco ads. But the question is the extent to which the power of this medium will survive? And refrain from the onslaught of cigarette advertising.

Cigarettes became the main consumption for the poor. Cigarette consumption throughout the year reached 225 billion sticks. Cigarettes have a 4000 toxic chemicals. And cigarettes are the leading cause of cancer-causing disease, heart and other diseases that cause death in the long run. Every year people die as indicated by the cigarette causes as many as 400 thousand in Indonesia!

The number of smokers Indonesia increased sharply. Based on the national economic survey Statistic The Central Bureau in the period 2001-2004, there has been surge in novice smokers and under the age of 10 years rose 0.4 percent to 2.8 percent. National Commission on Child Protection also get a number that 90 percent of teenagers smoke because of advertising Indonesia. Teenagers became the main target for the tobacco industry.

This figure is worrying, and then in February 2007 several members of the legislature moved to make some rules to restrict smoking. These rules are expected to restrict, control and restrict tobacco issues involving the activities of young children. This rule also requires an increase in cigarette excise tax by 60 percent to minimize people buy cigarettes. And encouraged to expand research on the impact of smoking on health.

In 1999, Indonesia has issued Government Regulation 81 / 1999 concerning Security Cigarettes For Health, Government Regulation 38/1999 on Procedures for the Tobacco Product Advertising Media and Government Regulation 19/2003 regarding the obligations of cigarette manufacturers to include warnings on product packaging.

Indonesia also benefited from this condition. From the cigarette industry sector contribution in the form of tax revenue amounting to Rp 38.5 trillion last year. And this year is expected to increase to Rp 42 trillion.

Cigarette business in Indonesia is very sweet. Two Indonesian families who do business in the ranks of cigarettes in the world’s richest list of Forbes Magazine. Rachman Halim family including Gudang Garam owners with assets of U.S. $ 1.9 billion and occupies 538 warning. Budi Hartono and family of the order of Djarum 664 with assets of U.S. $ 1.5 billion.

Indonesia’s cigarette tax mostly cheap compared with other countries. Australia, Malaysia, Thailand and Singapore set the cigarette tax by 70 percent. While in Indonesia, just set the highest cigarette tax by 40 percent. With this tax rate retail price of cigarettes in Indonesia is the fifth of the price compared to the price of cigarettes in Malaysia.

The price of cheap cigarettes is boosting consumer smokers in Indonesia. Access to cigarettes is very easy. Based on the last survey the WHO and the American Cancer Society, about 70 percent of Indonesian smokers are male. And 3 percent of women smokers Indonesia.

Indonesia plays a dual role misleading. One side of the income he earned from cigarette but on the other hand many of Indonesia will lose its human resources because of damage caused by cigarettes. But health insurance companies in Indonesia which would warranty his client about the consequences of smoking?

Anti-smoking campaign world continues to strengthen. Rich countries and educated aware of the dangers from smoking. Anti-smoking movement harder and try to campaign on this issue at the level of the global movement. Federation of Football Association (FIFA) and even signed an agreement with WHO to regulate and prohibit tobacco sponsorship in the football field.

MTV supports anti-smoking campaign and urged teenagers not to smoke. Countries in Europe and other Asian and ratify the convention followed tobacco control (FCTC).

But resistance to the cigarette industry in Indonesia is still very weak. Anti-smoking movement both from citizens, communities, doctors, including from the media yet strong. WHO Indonesia chose a few names of artists and athletes for the national sports anti-smoking campaign. Among tennis champion Angelique Widjaja, bodybuilder Ade Rai, and model Tracy Trinita.

But not enough to represent all three and move the people of Indonesia to establish anti-smoking movement. Indonesia needs a great figure and steady for anti-smoking movement. Not just a slogan anti-smoking course. But the anti-smoking movement is broad and strategic.

In short, the anti-smoking movement in Indonesia is still classified as impotent. He needs power and a strong force to stem the solid and aggressive opposition from the tobacco industry. And the journalist is to write the movement and continue to oversee the expansion of logging from the cigarette industry.

Advertising and propaganda war going on in the struggle of black smoke world. And Indonesia is a powerful combat areas to map the world of today’s global cigarette. This is also related to the local cigarette industry in Indonesia. As the local industry in the Spirit, Malang, Jember and Kediri. Local cigarette industry in Indonesia has also played an important role in influencing the smoking community.

In Indonesia, known as clove cigarettes while smoking outside the product known as white smoke. Local cigarette industry is small kings tobacco and many are in Java. Expansion of the world tobacco industry bosses squirm with aggressive and strong and try to master the current market share. White cigarettes clove cigarettes fight.

Who is most powerful? The smoking industry to build myths, facts and misleading research about smoking. And we know that the victims of the battle is the health of everyday citizens will decline. Indonesia and countries allow their citizens health downfall.

The facts of the dangers of cigarettes and dark tobacco industry’s propaganda is clear. Cigarettes are not for compromise but should be controlled and regulated by the government and the legislature. Indonesian society should be aware that cigarettes are now become an alarming epidemic.

The event will end in 2007 Indonesia was elected to conduct a global discussion about global warming. Took place in December in Bali. Global discussions is very important to discuss and take strategic steps related to the issue of global warming and the environment. Indonesia is also classified as bad in the environmental area.

Indonesia, including the red-prone areas in environmental issues such as illegal logging, mining, industrial pollution and waste emissions from motor vehicles. This global discussion will produce decisions and policies are very important. The result will encourage each state leaders and citizens to support and implement strategic measures to curb global warming today.

I was shocked when he read a daily newspaper, the National Journal. At the bottom of the column main page newspaper ads plastered on the implementation of a global warming in Bali later. With a dominant ads with light green color close to the color icon environmental issues.

This print ad includes a statement or countdown days in December 2007. These ads also put the name of a cigarette company, Sampoerna and have the word “Green” which could also be interpreted to refer to one of the main products of the Sampoerna cigarette.

I am sad to see the discussion of global warming will have to obtain sponsorship from the tobacco industry. The business and its profits are the majority coming from Indonesia’s poor. Perhaps the sadness I continue to dissolve and be a voice lost and forgotten in the noisy turmoil of global warming event later.

This should be an important note, the mirror itself and becomes a question of us all. Environmental issues are common issues. He departed from his conscience and our common sense. What is worthy of global warming event comes from a tobacco company? Cigarettes, however, the toxin and one of the main causes of death. Is not nothing wrong that the global warming program would come from the tobacco industry?

A pile of tobacco industry internal documents they provided a clear answer. Problem tactics, plans, strategies, political lobbying and build awareness about the error and dirty cigarettes.

I am very sorry critical discussion of global warming there are stains and thorns. This becomes a wedge and a slap on the cliches of the world. As if life and life is going on and started from a cigarette.

Cigarette slogan is not lip service. And strength in the cigarette industry in Indonesia indicate that fact. And this is not true. Tobacco industry is seen to make traps and myths. Cigarettes are an important issue of humanity. Life of the cigarette world full of compromise power, deceit and dark strategy.

And it is probably true in the world struggle of cigarettes, as he had been written by Ben Jonson long ago in The Alchemist (The Alchemist) that “Alchemy was a kind of game, Like a card trick, to deceive man, with great charm”.

Whilst rugby has never had the same level of exposure on TV that soccer has, it does seem to become a lot more popular in recent years. Many people’s memories of rugby are of shivering in the rain at school and praying the big guy doesn’t come anywhere you, but it’s a great game to watch from the comfort of own front room! As Rugby does seem to be getting a better deal on TV these days, for those that might be new to watching rugby, here are ten things you probably didn’t know about the sport.

1. What is it called a try?

A try is called a try, because when the game was first played, there were no points awarded for touching down the ball at your opponent’s end of the field. What it did gain you, though, was an attempt, or a try, at the goal.

2. The game was named after the British school that it was invented in

When soccer was being played in English schools in the 19th century, there were no formalised rules for the game and each school made up their own rule book. It is believed that a boy named William Webb Ellis, who attended Rugby School, invented the game of rugby when he decided to pick up the ball and run for the goal during a game of soccer. The Rugby Union World Cup is still called the Web Ellis Cup to this day.

3. Rugby balls were first made from pig’s bladders

Rugby balls and soccer balls used to be made using a pig’s bladder for the inner. Unfortunately, the pig’s bladders weren’t cured very well and they frequently became rotten. The wife of the man, who made the rugby balls at Rugby School in the 19th century, died from the effects of the fumes she inhaled from the balls.

4. The reigning Olympic Champions is the US

By a quirk of fate, the current reigning Olympic Champions in the sport of rugby are the USA and they have held that title since 1924. The reason why, is because Rugby was dropped as an Olympic sport in that year.

5. There are two different types of Rugby played

Just to make it even more confusing to the non-expert, there are two types of rugby played, rugby league and rugby union. The games are very similar but the rules are quite different including a different scoring system.

6. The big scores

One of the differences between soccer and rugby that anyone new to the sport will notice are the big scores. The largest ever score difference that was recorded at an international match was in a game between Australia and Namibia, when Australia won the game by 142 points to nil.

7. The one hundred year old world cup whistle

At the beginning of every rugby world cup, the tournament is kicked off when the referee blows a one hundred year old whistle. It is the same whistle that was used for a game played in 1924 between England and New Zealand in the Paris Olympics.

8. The rugby world cup has never been retained by a team

The New Zealand team is the favourite to win the 2015 rugby world cup and, if they do win, they will be making a rugby world cup first, because the title has never been retained by a team, since the tournament first started in 1987.

9. A rugby coach invented basketball

James Naismith, a New England Rugby coach, is credited with inventing the game of basketball. It is said that he invented basketball so that his rugby team could train indoors when the weather was too bad to train outside.

10. National anthem singing at sporting occasions began with rugby

The traditional singing of national anthems before an international sporting event began in rugby. It was started when Welsh rugby supporters responded to the New Zealand team’s Maori war dance with their own national anthem in 1905. The singing of national anthems before a match was then adopted officially.

While Legal Romantics would like to characterize the trial of a lawsuit as a “Search For Truth” that’s not a reality!

Cases are decided on the evidence. When reviewing cases before them, judges invariably use the phrase, “The evidence shows”, rather than, “The truth of the matter is”. That first phrase is a reality that filters from the courtroom down to the objective evaluation of each case tried.

If Fred Fuddle is the town drunk, or if his conduct at the accident scene was provably abnormal than the value of your case should increase. If your injuries are visible and/or demonstrable, it’s likely your settlement will be larger. The conduct of both Fuddle and you before the accident may be significant. If you had been at a bar drinking heavily or raising holy hell out on the highway before the accident, you’ll get less regard from the jury than if you were driving to your house of worship with your family.

So, the circumstances of your behavior before, during, or after the accident increases or decreases the value of your settlement.

THE SIX MOST IMPORTANT ELEMENTS IN THE “EVALUATION PROCESS”: To be fully informed, you must know and understand the six primary evaluation elements that figure into the process of evaluation. They are as follows:


(1) THE FACTS: The gathering of the provable factual information is the first step in the evaluation. If you try to evaluate a claim without as complete a file of facts as possible, it’s like going hunting for a lion with a slingshot.

(2) THE EVIDENCE: You must weigh all factual evidence known to you against the actual evidence you can produce to substantiate it. No matter what information you’re aware of, your position will always be stronger if you have the evidence to back you up.

For example: You can talk until the cows come home about the unsightly black-and-blue marks you had on your face, ribs, and hips, the scar on your forehead, or the 75 feet of skid marks Fred Fuddle’s auto left on the highway before he smashed into you, but Adjuster I. M. Smart will never adequately comprehend, (nor want to believe you) unless you provide him with photographs.

Providing Smart with the proof-positive of photographs will cause his Supervisor’s eyes to bulge as he inhales a deep breath of resignation and declares, “Hey, this one’s gonna cost us” .

QUESTION: “How can Dan be so sure about that”? ANSWER: “Because before Dan retired, after spending over 30 years on that firing line, he was an Insurance Adjuster, Supervisor, Manager and Trial Assistant. He’s been there, saw that, plus heard (and felt) that many thousands of times”!

Whenever possible you must help Adjuster I. M. Smart justify the settlement figure he wants to get approved by his immediate superior at Granite Mountian Insurance Corporation.

(3) THE LAW: As proved in over 83% of the accidents in the United States in 2003 the impact you were subjected to is clearly the fault of “Fumbling” Fred Fuddle, so the law is on your side.

Armed with the information found in my third book AUTO ACCIDENT PERSONAL INJURY (How To Evaluate And Settle Your Loss) plus THE BASE FORMULA (The Baldyga Auto Accident Settlement Evaluation Formula) you’ll be able to do that. THE BASE FORMULA will correctly evaluate your “Pain and Suffering”. Because of this, you can settle your own claim without handing a huge percentage to an attorney. A lawyer who has done nothing more than have his secretary send Fuddle a letter of representation and then think it’s perfectly acceptable (after many moths, sometimes years, of hiding/stumbling/fumbling and verbally pitching his well-practiced answer when you asked, “Hey what’s going on with my claim?” with an answer like, “I’m right on top of it, hang in there, old friend and I’ll make it come out right”, and then proceed to take a huge portion of your settlement dollars, for doing little or nothing to earn it.

(4) INJURY TO YOU: The seriousness of your injury has to be considered. (Ole’ Doc Comfort, your attending physician’s Medical Report, should go into detail about that).Your age will have an effect on the time it takes you to recover. The time you lost at work will have a direct bearing on the length of your recovery.

(5) SPECIAL DAMAGES: All of your direct and tangible losses are prime factors to be implemented in the consideration of the value of your claim.(Clearly stated details regarding Damages are found in Chapter Four of my book).

(6) INTANGIBLE ELEMENTS: These include your reasonableness, your economic status, your standing in the community, the obvious sentiment conjured up when one considers the degree of the seriousness of your injury, plus the attitude of Fred Fuddle (and often your witness) regarding your case.

Sympathy will come into play if you’re a widow or a highly respected Little League Coach, in contrast to your being identified as a raucous bum with a history of getting into scrapes with the law.

Emotional factors often have considerable weight in the evaluation of your claim. Whatever the intangible elements may be, you must force yourself to investigate and then evaluate them just as objectively as possible. So, if what’s being contended is incorrect, you can deny them (plus you must prove the conclusions not to be true) when and where it becomes appropriate to do so.

Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved

DISCLAIMER: The only purpose of this article INSIGHTS INTO YOUR MED-PAY INSURANCE CLAIM COVERAGE is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga nor ARTICLECITY.COM make any guarantee of any kind what whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Whenever such help is desired it is THE INDIVIDUALS RESPONSIBILITY to obtain such services.

How one gets into volleyball shape is largely dictated by the level of play they are at and how often they play or train. That said, there are three primary elements to being in volleyball playing shape.

A good aerobic base

We don’t often think of volleyball as an aerobic activity, and justifiably so. It is a sport which features short bursts of high intensity action interspersed with break periods. That said, matches can last two hours or more, even under the rally scoring system which is supposed to limit that sort of thing (I once coached a match that went three hours). That means players need to have the conditioning required to play the final set as hard as the first one. This is doubly important for those who play in tournaments where there are multiple matches per day. Beach volleyball is a perfect example, especially when you add in the energy sapping elements of heat and sun and a challenging playing surface.

Strength and explosive power

Volleyball demands dynamic, explosive, powerful movements. This is aided by good strength and power training in the weight room. But it’s not all about being able to jump higher or hit harder – though obviously those things help quite a bit. There is also the injury prevention and general muscle balance side of a good weight training routine. Repetitive motion injuries are common in volleyball, but developing a good base of strength in both the primary and supporting muscles can help avoid them, or at least mitigate their effects.

Anaerobic conditioning

As noted above, volleyball is a sport which features lots of short, high intensity bursts of activity with rests in between. That means a player must be able to perform an activity at maximum ability, then be prepared to do it again, and again, and again. This comes from anaerobic conditioning. Well-structured practices can help to increase and/or sustain the players’ level of fitness in this regard, but sometimes that’s not enough and separate conditioning sessions need to be included in the overall training program.

If you’re a competitive athlete, or looking to become one, you’ll need to incorporate all three types of strength and conditioning work into your volleyball fitness program. If, however, you’re just an open gym player who would like to be able to perform at a higher level, you’ll probably see the most noticeable results from a good weight training routine.

“Hey, Ace, I heard about this brand new game,” was how my friend began his query, “a game that I hadn’t heard of before. Maybe you’ve heard of it….”

“Have you ever heard of some game called 3 Way-Action?”

“Uhhh, yep, I sure have,” was my response, although I wondered why my friend would label this as what he called a “brand new game.” Being in the casino party rental business, it’s my job to keep up on all the new trends, even when they’re NOT so ‘new.’ Agh, no problem, I said to myself, I’ll correct him later. “So, where did you see 3 Way-Action being spread?”

“Well, my friend saw it while he was up north (California), played it for a while, and thought it was a lot of fun, so he introduced the game to our Friday Poker Party, and it was a big hit! We played all night!” (Actually, that wasn’t an unusual suggestion by my friend, who goes by the name of ‘Night Owl.’ He and his card-playing buddies would stay up until 6 a.m. playing ‘Madden NFL Football,’ if the side bets were right.

“One problem,” the friend lamented. (Uh-oh….I’m smelling a rules-violation right about now.) “We’re not sure we’re playing it the right way. Could you come over to my place next Friday, and teach us the rules of the game?”

Wow, hmmm, let me see…..Well, it’s a tough choice between listening to my two sons fight over the ‘Wii’ system for three hours on Friday night, or go over to my friend’s house and spend the evening talking about my favorite thing in life — Casino games, and the best ways to play them. “Great, we’ll see you at 7 p.m.! Don’t bring anything, we’ll supply the food.”

Friday couldn’t come soon enough. My sons decided to boost up the night of the weekly ‘Wii’ argument from Friday to Thursday, so I wouldn’t miss all of the fun with them. (Gee, thanks, boys.) And, when Friday DID come around, I made the trek over to Friday Poker Party Central, in order to discuss the now-infamous “3 Way-Action.”

“Here, let’s show you how we’re playing 3 Way-Action,” my buddy says. And, as promised, he deals out a hand of the game in question, and it looks like they’ve got the right idea of how the game is dealt, but they’re a little off in the way the initial wagers are made. “OK, stop right here,” I say. “Let’s go over how the game works, right from the beginning.”

“First off, you’re asking how this ‘brand new game’ works, but it’s not new, at all. It’s been hanging around on the fringes of the casino industry ever since the WSOP’s own Joe Awada created the game for his company, Gaming Entertainment, quite some time ago.” (We consider it our job to keep up on ALL of the new games and trends in the industry, as well as their history. Hey, we’re not the top casino party company for nothing. Grin) After my short, boring history lesson about the game, it was time to get down to the business of how “3 Way-Action” worked. Here is how the game was taught to this very attentive group….

3-Way Action is a game played on a Blackjack-style layout, with three distinct betting boxes in front of each of the six players at the table. These bet-boxes are marked “High Card, Blackjack, and Poker.” To play the game, a player must place a bet in each of the three boxes, and unlike games like Let It Ride, the bets in the three boxes do not necessarily have to be in the same exact amounts. Players can make any size wager in each of the three boxes, but may not remove any wagers made after the first card is dealt.

The first game played at the table is “High Card,” also known by some players as “War” or “Combat.” It’s just as described – High card. The dealer will deal one card up to each of the players, and one card up to himself. If your card is bigger than the dealers, you win, simple as that. If not, you lose. If the player and dealer TIE, the player loses exactly half of the original “high card” bet, which is the “vig” for the house. The house edge for this part of the game, because of the half-bet loss on a tie is almost 3% (2.94%, to be exact).

Next up, we move to game #2 in 3 Way-Action, “Blackjack.” That “High Card” that you initially received to start the game? You keep it, and will be dealt another card, face up, so each player has a two-card Blackjack hand. (The dealer will deal HIS/HER second card DOWN, of course.)

Now, each player plays Blackjack against the dealer. Now, if you hit your 2-card Blackjack hand, all subsequent cards that you get will remain in your hand for the third part of the game, the poker hand. So, the players play Blackjack against the dealer, and those bets are paid or collected, with ties being a push. BUT….ALL cards that the players / dealer receive during Blackjack play remain on the table, as part of those players’ hands.

Note: If the player draws to seven cards totaling twenty-one (21) or less, the player wins automatically. (Even money.) House edge in Blackjack, taking all normal factors into account — About another 0.5%, give or take a smidge. You Basic Strategy players know the deal with this scenario.

So, now, with the Blackjack portion of the game completed, the table moves to the last of the games to be played – “Poker.” It’s now like Seven-Card-Stud Poker. Each of the players will be dealt cards face up, in turn, until each of them has seven cards in front of them, their poker hand. Simply stated, if your best five cards in your poker hand beats the dealers’ best five, your “Poker” wager is paid off, even money.

House edge for the third and final installment of 3 Way-Action — We’re figuring about 3.4%, maybe a little less, depending on what the payouts are in regards to an optional side bet on the poker hand-portion of the game called the “Bonus Bet.” This is a side wager made before any of the cards are dealt, and pays off players that end up with hands of 3-of-a-kind or more (which pays 3-to-1).

House edge on the bonus bet — Well, it depends on the payouts of he various poker hands, but the odds in regards to a “Bonus Bet” payout sheet that WE saw at a Northern California casino some time ago would land around a 12.5% vig for the house. (You know how those bonus bets are. Stay away from this one.)

“Wow, thanks,” my friend said, after the class was dismissed. “You really do have all the info on that game. Sounds like, all in all, the odds in favor of the house really aren’t that bad when it comes to 3 Way-Action, are they?”

I remember my answer…. “Actually, no, as casino games go, the odds in favor of the house aren’t that bad at all. Just remember your basic strategy when it comes to Blackjack, and to stay away from the optional Bonus Bet, and you should enjoy your next session of 3 Way-Action.”

“Thanks again,” my friend told me, as I was leaving his house, and heading back home. “We really appreciate it.” Have a good evening!”

“You’re welcome,” I shot back, as I walked back to my car, and back to what I was SURE was another “Wii War” waiting for me when I got home.

Hey, when you’re considered the top source for info on the best casino games, you have to know when you have the house edge, don’t you? Just one word will swing the percentages back into my favor, and give me back that coveted “House Edge.”


For an individual to be classified as someone with a good credit, you have to have these C’s:

Character. You need to be a person who is of good character. You should comply with requirements and contracts. You should not disrupt any agreement and go against issues that you have already settled with the other party. This qualification also takes into account your promptness or tardiness in paying bills. When you are early, you will have plus points for a good credit. But if you are someone who pays his or her bills late most of the time or all of the time, you can be easily regarded in a negative light.

This can also be called as the credit reputation of a person. This pertains to your status in terms of your financial obligations at present and in the past.

Capacity. The next C of credit talks about a person’s power or capability to pay off debts or bills. When you have taken out a loan some time ago, your schedule of payments and your ability to pay will be assessed. Your creditors will be ensuring that you will have enough money or earnings to be able to pay off what you have borrowed from them.

Another factor that considers the capacity of a person is the amount of his or her income. The more income a person has, the higher can be his capacity to pay.

Capital. In order to make sure that you will be able to pay what you owe a creditor, you need to have a good net worth. This is computed by searching for the difference of all of your assets and your liabilities. Your assets are the things that you own. These might also be considered seizable properties as they can be able to serve as payment for your debts. In addition, your debts or the amount that you owe another party will constitute your liabilities.

When you will subtract your liabilities from your assets, the remaining value will represent the other C in credit, the capital.

Conditions. This is another factor that you have to keep in mind. In a general sense “conditions” is a set of factors that might be varied to be classified into a specific category. But, they are considered the things that affect a person’s credit one way or another. These factors can be big or small. Small factors can be personal factors. Other bigger factors will be the presence of other debts, employment stability and a lot more.

Collateral. This is a property that will serve as security against a loan or an amount that you owe a lender. The collateral will be repossessed by the lender if the person is unable to pay off the debt as agreed. The lender will be able to take back the money that they lent you by selling the property to an interested buyer.

Common Sense. This can be related to how sound a person’s judgment is when it comes to your decisions in actual or hypothetical conditions.

Billy Connolly is the comedian of his generation. The greatest comedian ever to come out of the UK. Here is a list of 10 of his best DVDs.

1. Billy and Albert.

Filmed at the Royal Albert Hall in 1987 Connolly shows exactly why he was regarded as one the top 3 comedians in the world alongside Richard Pryor and Robin Williams.

Contains some of his classic routines such as Tarantulas and their wily ways and Scuba Diving.

Hilarious from start to finish with some of Connolly’s notorious ADHD thrown in for good measure.

2. Billy Connolly Live 1991

Connolly at his very best. Some brilliant routines about pit-bull terriers, dog sex and chatting up women. Also has one the funniest sets you will ever see about football.

This tour became infamous after Margaret Thatcher’s daughter Carol stormed out of one of his show after taking exception to jokes Connolly made about her mother’s resignation as Prime Minister.

3. Billy Connolly Live 1994

Another night at the Hammersmith Apollo and another classic Connolly DVD. Some classic stories about growing up in Glasgow, his early work in the shipyards, and singing at parties.

This video was also highly controversial. Shortly after it’s original release it was removed from distribution after jokes Connolly made about mass-murderer Fred West. With West’s trial still ongoing at the time several minutes were removed after he complained that it may prejudice his case.

Connolly famously remarked “I think the bodies in your garden will do that Fred.”

4. Billy Connolly Bites Yer Bum

Filmed at the Victoria Apollo in 1981 this was Billy Connolly’s first live video. A culmination of a year-long tour of Britain.

Contains a lot of Connolly’s cruder early material and some classic song parodies.

5. Hand Picked by Billy Connolly

Billy Connolly’s second ever live video. Contains his brilliant routine about ‘The Lovely Raquel – the inflatable lady.’

This is early Connolly when his act was more based on jokes than his later observational-style.

6. Billy Connolly Live in Dublin 2002

Even approaching his 60th birthday Billy Connolly yet again proves his is one of the best in the business. This show was the pinnacle of his World Tour of England, Wales and Ireland. This video also spawned his YouTube hit about the tobacco police and mobile phones.

Contains bonus footage from his sell-out nights in Belfast, Killarney, Newcastle, Plymouth, Cardiff and London.

7. World Tour of Scotland

The first of Connolly’s World Tour series for the BBC and in my opinion the best. In a 6-part series Connolly travels the length and breadth of his native country re-visiting a lot of his old haunts. Inter-mixed with footage from over 60 live shows during his tour.

Connolly visits many locations that are close to his heart throughout his native country.

8. World Tour of Australia

Billy Connolly’s second BBC tour series. A country that Connolly hated in his early days it is now a place he truly loves. He experiences several Australian customs and attractions including swimming with dolphins, pie floaters and museums and galleries featuring Aboriginal art.

9. World Tour of England, Wales and Ireland

The third in the World Tour series for the BBC. Connolly travels throughout the UK to show some of the places close to his heart. This includes things such as: the sectarian divide in Northern Ireland; His grandfather’s grave in Southern Ireland; and the Geordie miners.

10. Billy Connolly Journey to the edge of the world

Connolly’s latest travelogue takes him to some of the wildest and remotest places of the world. He explores the vast Arctic region, from Canada’s Nova Scotia to the Northwest Passage of the Pacific Ocean. Following in the footsteps’ of the world’s most audacious explorers he searches for bears, whales and icebergs. He also encounters many people who have found home in this frozen wilderness.

All of these DVDs and more are available on the Billy Connolly Ultimate DVD Box Set

To see the full list please visit www.billyconnollydvd.com/ultimatedvdboxset

I never used to get scared when I was young, single, and living in an apartment complex overlooking the projects where even the sound of gunfire didn’t keep us from opening a ground floor window to catch a breeze. I felt safe surrounded by my family of strangers who made window art out of beer cans, whose cars vibrated to the beat of their own drum, and who were prone to pack up and move in the middle of the night. I slept soundly to the pulse of the blue light blinking through my bedroom window. But somewhere between marriage, motherhood, and moving into a quiet house in a nothing-out-of-the-ordinary neighborhood, I became a chicken. Suddenly I’m convinced that it has become the American burglar’s dream to get his hands on our dusty VCR, hand-me-down televisions, wallet with three dollars and a handful of Chuck-E-Cheese tokens, and a collection of Beanie Babies that I am convinced will get us through retirement – or even worse, to have his way with me, which even I have to admit makes for a pretty desperate burglar.

I considered an alarm system but decided that I would rather be taken by surprise and killed rather than hear an electronic voice whisper from my bedroom wall that an intruder is coming up the stairs. In fact, I would probably take myself out to spare myself the agony of suspense. And with my luck, I would get the electronic alarm voice with the bitter just-left-my-husband attitude. “See, I told you he was breaking in, you fool. Next time maybe you’ll listen to me. I’m thinking you asked for that one. You should never have gotten married; this fool here isn’t going to protect you. That’s a man for you.” No, I don’t need an alarm system. I married an ex-football playing power lifter who is convinced that he can kill someone with his bare hands – despite the fact that our living room bookshelf collapsed in the middle of the night last week and he didn’t even wake up. I’ve pretty much resigned myself to the fact that if the burglar wants to come in, there’s nothing that can stop him. I think the makers of alarm systems need to talk to the makers of toy packaging. If burglars had to work as hard getting into a house as parents have to work to open a new toy – the hard plastic, those twist ties, all those tiny screws – that boogey man will not stay the course. I’m just saying.

It’s when hubby goes out of town that I struggle. I’m not scared at the thought of him going, and certainly not scared enough that I can’t plan an enjoyable evening of scallion chicken, chocolate, scented candles, Gray’s Anatomy, three episodes of Law and Order, and a Lifetime movie about a woman being stalked by her lover’s ex-girlfriend’s crazy roommate, starring Valerie Bertinelli. For some weird reason I’m not scared earlier that afternoon, or at dinner, or at 9pm, or at 10pm, or even at 11pm. But at 11:01 my eyes start to shift and campy horror music tracks start running through my head. In my mind, that’s when the boogey man clocks in and starts creeping slowly down the street in his rusty old Dodge Dart and trunk full of duct tape and hefty bags. I am not scared until I put on my flannel nightgown (just so he won’t be tempted), fuzzy socks, and crawl under the covers. That’s when I hear the noise. Never fails. Every time. I hear a noise. I do a quick run through of all the explainable noises – ice maker, cat, air conditioner, leaky faucet, sound of the whistle inside my own nose. None of these. I am convinced that this is a noise only the boogey man can make.

I try to be logical – what are the odds that this guy would choose my house – which doesn’t make me feel any better because it’s the same logic I used when I convinced myself nobody would see me if I ran out to the mailbox in my bathrobe. That story didn’t end well. There are still children in therapy over that one. In fact, odds were good that he was going to pick my house because I had just mopped the floors and wouldn’t that just be a kicker, to go out after having spent hours cleaning your floors – like washing your car and it rains – those are my kind of odds. Okay, so I didn’t actually mop them, I swept them. Okay, okay, so I just used the dust buster in the corners – what are you, the clean police? I considered making the boogey man’s job easier by going ahead and putting all my belongings on the front porch so he wouldn’t have to come in. But my lazy side convinced my fearful side that was a bad idea. Besides, last time I left piles of stuff on the curb, even the bums rejected it. I considered sleeping in a different room to surprise him but that would mean having to wash the sheets in the guest bedroom.

I imagine the boogey man looking through my car trying to remove the expensive electronic equipment that’s not there – it’s a ten-year-old Hyundai for gosh sakes – and I can actually hear him swear as his fingers wrap around a petrified french fry and the chewed-up nugget remains that have grown hair in between the seats. I see his lips curl up in disgust as he flips through my CD collection. If he were a smart burglar, he’d go for the bag of diet bars in the back seat that cost more than my car is now worth. Shoot, if he were smart, he’d pick a different house. Take the CD’s, by golly, but those diet bars cost me a fortune. Only in America does it cost more money to eat less. Great, now he’s mad and he’s coming inside. I know this because I can hear him picking the lock downstairs -so what if I can’t hear my husband when he gets locked out and bangs for thirty minutes on that downstairs door – now I am sure I can hear that boogey man breathing and breaking into the house in slow motion – because that’s what they do you know, move in slow motion while looking both ways like kids about to cross the street. So much for the big dog house that’s supposed to scare him away. I’m convinced that he’s been casing the house long enough to know that the scary big dog went to the vet and didn’t come home whereupon the burglar gossip line went crazy – “Dog gone at the Swanson’s, I repeat, dog gone at the Swanson’s.”

That’s when I realize I don’t have the phone – dummy – any fool knows that you won’t have time to get the phone if it’s across the room. But now I’m worried. Do I have time to get to the phone before he reaches the top of the stairs? Should this time be spent finding a hiding place? And would I still fit on the top shelf of my closet like I imagined when I was smaller? Should this time be spent trying to get out of the bathroom window – oops – the same window that won’t open anymore because I painted over it by mistake? Great. I can hear my husband now leaning over my dead body saying, “Well, you might have gotten away if you had listened to my advice. That’s what you get when you do a rush job.” I decided to make a run for the phone. I’m still here, so obviously it was a good call. Excuse the pun. Even when I’m scared, I’ve still got it.

Then I can hear the sound of his pick ax brushing the wall going up the stairs. It’s weird how your heart can be throbbing through your chest, your life can be flashing before your eyes, you can be picking out thirty-seven escape routes and hiding places, and still wonder if this is the night gown you should be caught dead in, picturing your blue-haired relatives leaning over the casket saying, “What a shame. So young. You think she could have picked a better gown. I didn’t realize she had put on that much weight.”

These are the times when I always wish I had taken a self-defense class. I try to remember everything my husband told me to do when you’re getting attacked. Shove him up the nose. No, too gross. Poke him in the eyes. Eeeewwww, even worse. No way. Knee him in the groin – maybe, but last time I tried to hike my knee up in aerobics I fell down. Beat him until he doesn’t get up, my husband tells me – over and over. He obviously didn’t see me when I cried in kickboxing class because my knuckles got scraped. He obviously hasn’t seen my bruises from trying to get my three-year-old dressed. My husband has this image of me that doesn’t exist, perhaps never did. He didn’t know me the time I ran into the cement pole in front on Big Lots because I was looking down at my shoes to see if they made my feet look big. He didn’t see me wave and smile at the swaying drunk guy who was pee’ing on the dumpster outside the Circle K because I didn’t want him to think I was rude. The idea of me overwhelming my attacker is about realistic as the idea of me passing a Krispy Kreme without stopping.

It is for these reasons that I consider myself a pacifist, but sometimes the mind does crazy things and I decide that in order to protect myself and my sleeping child, it’s time to get the gun. Yes, I said it. We have a gun. Not my idea. My husband brought guns into the marriage. I do not like guns and the idea of giving one to me is like giving a knife to someone with seizures – you don’t know what will happen but you can bet it won’t be good. But drastic times call for drastic measures and the gun is closer than the knives in the kitchen and I can somehow imagine myself shooting someone from a distance easier than trying to knife him the same way I poke a potato. I am sweating just thinking about the gun which is hidden in the top shelf of a closet in the next room. There are no bullets in it, so the best I can hope for is to throw it at him. But sitting there wide-eyed in my granny nightgown at three am – well, I’m not thinking clearly. I go for the gun. I practice pointing and saying, “Make my day. This is going to hurt me worse than it hurts you. I have a gun and I’m not afraid to use it. Give me all your aces.” Okay, so at least I was entertained and momentarily forgot my fear. Until I had to pee.

Everybody knows that there are two moments when the traditional boogey man will strike – when you’re in the shower and when you’re squatting – both very vulnerable positions. Not as vulnerable though as if it were the middle of your annual exam. That would never happen though because the boogey man would take one look at the stirrups and syringes and run. Or tell him the stick turned pink and that’ll get rid of him. I should sleep at the doctor’s office when hubby is out of town – kind of like hunkering down in a safe bunker – or whatever the expression is. Anyway, the movies never show you how to handle the whole having to pee situation. But now I really have to go. Surely I can’t put the gun down or he’ll grab it and turn it on me – or rather throw it at me as the case may be. There is only one choice. I have to pee and stay armed at the same time. I once drove three miles, in the rain, with broken wipers, while applying lipstick and changing a diaper. I can do this. And I do. And with great skill and manual dexterity might I add. I complete my business and never once take my finger off the trigger. Annie Oakley, you got nothing on me.

Now I’m back in the bed, eyes wide, brandishing the gun wildly around the room and realize that my child is sleeping across the hall and what if the boogey man goes there first? Although there are days when I am convinced that if my wild-eyed toddler ever got abducted, they would certainly bring him back, I just don’t want to take any chances. And it’s usually at this point that I run into his room and grab him and bring his snoring body back to my bed where I am fully prepared to throw myself over him and yell, “Take me! Take me!” But now I’ve got the sleeping kid and the gun and I don’t want him to wake up and see the gun – bullets or not. And what if my husband comes home early for some reason and can’t reach me on the phone that is lying on my stomach because the battery has suddenly gone dead and so I don’t know he’s coming and he sneaks in and I don’t hear him and I shoot him by mistake – and I know there are no bullets in there, but good grief, how can you be sure? I’m certainly not going to open it to find out.

I decide that I would rather be shot than accidentally shoot my family and I put the gun under the bed. Nope, not a good idea, because undoubtedly Junior will pull it out covered in dust bunnies the size of a small dog – he finds everything – and he’ll start playing with it and put it in his backpack (despite the fact that he still can’t work the zipper) take it to school and he’ll get expelled from preschool and I’ll get arrested and they’ll say this is why the world is in the state it’s in – and makes sense – she was the mom who sent chocolate bars for snack instead of carrots. And I’ll go to jail and end up rooming with a boogey man or boogey lady, as the case may be, and find out that it was her cousin who broke into my house and caught me on the john and still has the mental scars to prove it. Better to put it back on the top shelf of the closet and resort to plan B where I tell the criminal to please hold a minute while I run and grab my unloaded gun.

It is 4:30am and I’m wide awake with one arm on the phone, fingers gripping my new razor in the hopes of nicking him to death, and the other arm on my Bible, having decide my best chance at scaring him off would be to witness to him – he would either run or be saved, either of which would work in my favor – while my son snores loudly beside me. And then somehow – as I’m praying that if this is my night to die, to please make sure that my husband does not find anyone else skinnier, and if there could be chocolate in heaven I would be really happy – by some wonderful miracle, I fall asleep and wake up at that magical hour of 6am where I am no longer afraid because the sun is now coming up and everybody knows that the boogey man gets off work at 6am – just like he gets snow days and Christmas eve off. And I drift back to sleep and all is right with the world and there is peace. I have had my brush with death and lived to write about it. Little do I know that there is another fear just lurking around the corner – when I would mistakenly think that with just a little bit of spandex I could fit my size fourteen body into a size ten pair of jeans. I still have the bruises to show for it.

P.S. Did you know the average burglar only makes 4,000 a year? What if that’s based on just one good hit? That’s not bad if you average it. I think he’s making more than I am.

French soccer star Zinedine Zidane has an effective

success formula that I can’t wait to share with


Passion ┼ Work ┼ Perseverance = Success

French soccer star Zinedine Zinedane summed up the

ingredirents of enduring success in one statement that anyone

could use to create a road map to his or her own triumph in any

field of endeavour.

The following words of the soccer star and twice world best

player should be food for thought for any aspiring talent;

speaking on the occasion of his debut match for Cannes in 1989,

Zidane made this observation:

That day I discovered that the passion of my life was

football and, I thought I could go far through work,

responsibility and perseverance
. (emphasis mine)

The secret of Zinedine Zidane’s success is contained in

the words in bold. Now let’s take a look at each of these

attributes and see what role they can play in anyone’s


oPassion is the key to meaningful achievement in any

calling. You have to love what you do for a living or else you

would never be happy and successful. In his book “Everyday

Wisdom for Success”, Dr. Wayne Dyer says that doing

what you love is the cornerstone to having abundance in your


oWork is the foundation of all business, the source of

all prosperity and the parent of genius. Work can do more to

advance youth than his own parents, be they ever so wealthy. it

is represented in the humblest savings and has laid the

foundation of every fortune
says an ancient sage. Everyone

who desire success must be willing to pay the price and

for those who have a true passion for their vocation you do not

just pay the price, says Zig Ziglar, you enjoy the price.

oPerseverance This game of success calls for a lot

of self-reliance and one has to grow up nurturing the habit of

perseverance. All stars who have attained enduring

have met difficulties and frustrations along the way

but the man/woman who wins is the one who PERSEVERES to

the end.

Ella Wheeler Wilcox says

“Gifts count for nothing; will alone is great;

All things give way before it soon or late”

Another great mind puts it this way:

“Genius, that power which dazzles mortal eyes,

is oft but perseverance in disguise”

Michael Jordan was cut out from his high school

basketball team because the coach thought that he was not good

enough. Yet he did not give up. With PERSEVERANCE, he

became the world’s greatest Basketball star. His mantra is “I

can accept failure, but I can’t accept not trying”.

So whatever your dreams and aspirations, you can make a

success out of your life. Take the Zinedine Zidane

formula and implement it in your life. You do the math:

Passion ┼ Work ┼ Perseverance =?

Here is a list of creative and thoughtful, but inexpensive gift ideas to let your junior bridesmaids know how appreciative you are that they are a part of your most special day.

Glamour girls

If any of your junior bridesmaids are budding beauty queens, find a cute cosmetic bag that matches the color of their dresses and fill it with plenty of fun goodies. Brushes and comb sets, hair accessories like barrettes and ponytail holders, age-appropriate make-up, and manicure supplies will delight any girl and give her everything she needs to gussy up for the big day.

Glittering gifts

Faux diamonds can be a young girl’s best friend. Fill a fancy bag full of glittery trinkets, baubles, jeweled barrettes, toe rings, bracelets, necklaces, and rings. For an extra added touch, include a jewelry making kit complete with beads, wire, earring backs, and clasps so she can create her own stunning fashions.

Craft bag

If your junior bridesmaid is the creative type, fill a bag or basket chock full of craft supplies. Coloring books, sketch pads, canvas, crayons, magic markers, colored pencils, paint sets, pastels, and paintbrushes will surely be welcomed.

Book smarts

Fill a basket with some classic books, bookmarks, night lights, and gift certificates to book stores for a special gift that will let your bookworm know how much she means to you.

The sporting life

If your junior bridesmaid is interested in sports, find out just what she’s into and surprise her with a bag filled with appropriate accessories. A personalized gym bag filled with items like sweat socks, jogging suits, and miniature soccer balls are sure to please the athletic bridesmaid.

The great outdoors

If any of the junior bridesmaids in your wedding party are nature lovers, create a special gift that incorporates their love of the outdoors. Whether she’s a camper, a Girl Scout, or just interested in gardening, you can fill a planter or duffle bag with things like camping supplies, gardening tools, seed packets, pots, and planters to create a fun nature-themed gift.

Slumber party

There’s nary a young girl who doesn’t love a slumber party. Create a basket filled with pajama’s, slippers, hot cocoa, popcorn, games, comfy socks, or even a nice sheet set or blanket. She’ll be the hit of the next slumber party and be thankful for your thoughtfulness.

Sweet tooth

Create a basket of delectable goodies that will satisfy anyone’s sweet tooth. The possibilities are endless, and if you happen to know the junior bridesmaid well enough, you can always find out what their favorite candies are and build a treat basket around them.

Gift certificates

If you aren’t sure what your bridesmaids hobbies are or what they may like to do, gift cards are the best way to go. Instead of handing over a plain, boring envelope, put the gift cards in a small basket and fill it with generic items such as candy, lip gloss, pens, pencils or notepads.